Why NAIA? in College Wrestling Posted April 16, 2018 · Report reply There are scholarships in D3. They are just often disguised as being "academic." And it is not "pay to play." It's pay to attend a college that is worth paying for while also competing in athletics. NAIA will give you a partial scholarship and make you still pay an overpriced (albeit reduced) tuition. If you know of colleges and universities within Division III who take part in this, then by all means, please name them. I can speak directly to this and say that where I work students receive the same merit-based scholarships regardless if you are a student-athlete, play the flugelhorn, want to become and accountant or have plans for med school. I cannot speak for other institutions, but at this small D3, we do it by the book.