I cannot say exactly how the 9.9 is split up, but I think you are pretty accurate in there being a a lot of work in the financial aid dept.
In the last few years some of the team have gotten different cost towards school. Such as - books paid for. Or a % of tuition, 25%, 50% and probably someone like kot winning receives 100%.
There are also different scholarships that wouldn’t count towards the 9.9. Some get minority scholarships that are equal, if not more, to what the athletic one would be.
The SEC program caps at 3k (or just under) per semester. But I know some were around a 2.2 gpa and received about 1200$