There are some pretty serious implications to be made from this episode. The discussion starts around 50:00, but it starts getting really juicy aroun 1:01:30 or so. The direct statements are related to schools offering to pay back loans thru the RTCs. They very specifically say nobody wants to put their name on it, and they worry it will bring down the whole RTC system, etc, but it's a pretty reasonable inference that Penn State is at least one of the schools doing this, considering their RTC has, by far, the most money and thus ability to pay the kids this way. I have no illusions that other schools, including possibly Iowa, may be doing the same thing. I honestly don't have a whole lot of problem with it in general, as long as the option is open to everyone in general. Any thoughts on the topic and discussion from FRL?